Author Archives: Cari

About Cari

Cari Barron, owner and founder of Contractor Hotline, purchased a home in need of various repairs in 2002. The process to find a quality home remodeling contractor proved to be a complex challenge. The first-hand experience was the inspiration behind founding Contractor Hotline in 2006. Connect with her on Google+

2016 Home Improvement Trends

What is hot in home improvement in 2016?

Lifestyle and energy efficiency are behind many popular home improvement and remodeling trends. Smart homes are on the rise as new technology helps homeowners monitor and control everything from access and security, to lighting, heating and cooling, and the sprinkler system. According to Imagineer Remodeling master baths that resemble spas, kitchens with spacious, open floor plans, and even customized spaces to bathe and feed our 4-legged family members, are on the rise.

Following are a few trends we see gaining popularity locally and among our customers.

Drought Tolerant Landscaping

The idea of replacing water thirsty lawns with native, drought tolerant plants, is gaining a lot of momentum in the Pacific Northwest. The challenge is to find plants that tolerate minimal water during the summer and will survive long, cold, and wet winters. Doing your homework and consulting with a local landscape company that specializes in drought tolerant gardening will help to ensure a successful transition.

Incorporating features such as a stone pathway, concrete or block stairs to access terraced levels, or a comfortable place to sit and enjoy the fruits of your labor, add interest and contrast.

Drought Tolerant Landscaping

Accessory Dwelling Units

Many modern families are returning to more traditional, multi-generational households. The concept isn’t anything new. Aging parents in need of more care often move into their children’s homes. But aging parents are not the only folks to influence the evolution of Accessory Dwelling Units (ADU’s).

Baby boomers are often caught in the squeeze of economic stresses, sometimes faced with three or four generations living in the same home. In addition to senior parents, many adult children have returned to their parent’s home, often bringing younger children with them too.

Immigrants also influence the demand on housing. Multi-generational living is often favored by different cultural groups.

Depending on specific circumstances, finishing a basement or attic, or converting a garage, may provide adequate living space. Other times, adding an in-law suite may be more suitable. Ideally, the additional living space will have a private entrance, bedroom, bathroom, living area, and some type of kitchen.

Incorporating Universal Design into the improvement will ensure the home is safe, functional, and meets the needs each generation requires. It can be as simple as improved lighting and grab bars. Wider halls and doorways, roll-in showers, and lower countertops address more specific needs.

ADU’s can also be an income generating asset. As the families needs change, what might be practical today for the in-laws may later turn into a source of rental income or an attractive resale feature.

Outdoor Living Spaces

As summers seem to grow longer and warmer, bridging the inside of the home to an outdoor living space is gaining popularity.

Patios or decks fully or partially covered with a roof extension provide protection from both sun and rain showers, and take advantage of naturally cooling breezes. More elaborate designs allow year round use by converting from an open air concept to a closed room during cooler months of the year.

Energy Efficiency

There are so many ways to improve a home’s efficiency. Some require a considerable financial investment and thus take longer to reap the savings. High efficiency heating and cooling systems are gaining interest. Solar power and water heating systems can save money in energy costs and increase property value.

But even a modest investment can have a real impact on reducing your homes carbon footprint. Since the federal energy bill was passed a number of better performing lighting options have become available. More options are popping up in the holiday lighting aisle as well.

Tube skylights, or sun tubes, are relatively inexpensive to purchase and have installed. Depending on the location of the tube, the average do-it-yourself type who is comfortable working on the roof can install them on their own. A 10-inch tube can light approximately 200 square feet of floor area, or the equivalent of roughly three 100-watt bulbs. Larger tubes provide even more light.

Whole house fans can be an efficient way to cool many different types of homes. Proper installation is key and best left to a professional.

Seattle Home Show, Oct 23, 24, & 25

The Seattle Home Show is coming soon, and we are excited to be a part of it! Come join us October 23, 24, & 25, 10-6 pm, in downtown Seattle at CenturyLink Field Event Center. This is the Northwest’s largest consumer home show with hundreds of exhibits including resources for all of your indoor and outdoor remodeling, repair, or maintenance needs. Attendees also will enjoy wine tasting, arts & crafts, and free daily seminars.

Contact us at 425-775-9085 for a 2-for-1 e-ticket special. E-tickets include $1 parking and a 1-yr subscription to Better Home and Garden magazine.

We look forward to hearing from you and seeing you soon!

Home Energy Audit – Should You Have One?

Home Energy Audit – Should You Have One?

Home energy audits help you understand how much energy your home uses and identify ways to improve its efficiency. There are many things you can do on your own such as caulk and weather strip around doors and windows or wrap exposed water pipes. But many homes are so inefficient that even after completing the more obvious improvements, there are still many ways to further reduce your home’s energy consumption and increase comfort.

A professional audit can cost upwards of $400 or more but when used wisely can pay for itself in a short amount of time. If this is out of your budget, there are do-it-yourself alternatives. For starters, there are easy online surveys such as Energy Star’s Home Energy Yardstick. The survey compares your home’s efficiency to similar homes in your area. Another, more comprehensive self-study is the Home Energy Saver. Snohomish County PUD also offers a free online energy audit called the Home EnergyAdvisor.

While an online audit can be a good starting point, it is no substitute for a home inspection by a professional energy auditor. A Home Energy Audit is an investment to help you determine the best steps to increase your homes efficiency.

The many benefits to a Home Energy Audit and related improvements include:

  • Improved comfort & safety
  • Enhanced appearance
  • Increased salability
  • Reduced environmental impact
  • Assists in tenant retention of investment properties

Many home improvements such as adding insulation or replacing the furnace are not inexpensive. Having an audit conducted before making these improvements will help prioritize the best approach for long term value. It doesn’t do much good to install a new heating system if the air leaks have not been addressed. Planning a remodel? Having an audit completed before starting a remodel will help you plan and incorporate energy saving upgrades into your project.

The following are questions to consider when determining if your home is operating as efficiently as it could.

  • Is your home comfortable during hot and cold seasons?
  • Are your energy bills excessive?
  • Does your heating/cooling system run constantly to maintain a comfortable temperature?
  • Are there drafty rooms or variable temperatures throughout the house?
  • Do you have cold floors in the winter?
  • Is moisture on the windows?
  • Do you have excessive dust?

A thorough inspection will determine what components are negatively affecting the comfort and efficiency of your home. Based on the inspection results, you should have a good understanding of recommended repairs and improvements, along with an idea of estimated costs and potential annual savings in energy bills.

A professional auditor uses a variety of techniques and equipment to determine the energy efficiency of your home. A thorough audit will include:

  • Blower Door Test (used to de-pressurize the home and expose air leaks)
  • Infrared Camera Scan (used to reveal hard-to-detect areas of air infiltration and missing insulation)
  • Combustion Safety Testing (detects carbon monoxide leaks)
  • Complete Basement to Attic Inspection
  • Survey of Appliances & Lighting Systems

The following video Energy 101: Home Energy Assessment provided by the Department of Energy explains each of these steps in detail.

Home Energy Audits alone won’t save energy. You need to implement the recommended improvements. The results of the audit will help prioritize repairs and put a short or long term plan in place, depending on the extent of improvements needed and your budget.

A Home Energy Auditor should be certified through either the Building Performance Institute (BPI) or Residential Energy Services Network (RESNET). Both BPI and RESNET have set standards for home energy professionals and are recognized by the Department of Energy and Environmental Protection Agency. View a list of certified BPI accredited contractors near you.

Currently Seattle City Light customers can obtain a Home Energy Audit for $125. Rebate programs are available and in some cases, free weatherization services for those who meet income qualifications. For more information visit the Energy Conservation page of their website or call an Energy Advisor at 206-684-3800.

Puget Sound Energy (PSE) offers their electric and natural gas customers a free HomePrint Assessment of their home’s energy use. It includes a customized summary of recommended energy efficiency upgrades, information about equipment rebates, contractor referrals, and helpful tips on how to save energy. For more details, contact a PSE Energy Advisor at 1-800-562-1482.

Snohomish County PUD customers with electric heat may qualify for cash incentives toward energy-saving home improvements. The Weatherization & Heating program includes eligible upgrades toward floor, wall & ceiling insulation, insulated windows, heat pumps, duct sealing & insulation, and Energy Smart loans. Contact the Energy Hotline with questions at 425-783-1700.

Beware – Energy Saving Scams! Snohomish County PUD warns of scams committed by phone, mail, text, and even in-person visits to homes and businesses. If you received a notice in the mail, someone visited your home or business, or you received a text or phone message demanding payment of an unpaid bill, please beware. Visit Snohomish County PUD or call 425-783-1000 for more details to report or avoid becoming a victim of an energy saving scam.

Spring Home Maintenance Checklist

Ready to get a jump on your spring home maintenance projects? The following checklist will help you get started.

Inspect home’s exterior for winter storm damage and needed repairs

Flush and inspect gutters & downspouts

Power wash siding, porch, deck, patio, walkways, and driveway

Trim trees/bushes near buildings & power lines; remove dead/damaged branches once new growth is apparent

De-thatch lawn with a good raking prior to first mowing; mow lawn down to 2 inches before grass is over 2 ½ inches tall, leaving no less than ½ inch of growth; lightly apply quality fertilizer with weed killer

Clean carpeting

Wash windows inside & out (check for mold around windows and moisture between panes); remove storm windows and install screens

Organize garage or storage areas

Replace furnace filters monthly, or as recommended by manufacturer during heating season

Test smoke alarms & carbon monoxide detectors monthly

Top 5 Best Value Home Improvement Projects

Top 5 Best Value Home Improvement Projects

If you own a home, it is likely you have an ongoing wish list of future home repairs or upgrades. Deciding which improvements are most important to you and your family, as well as which improvements will produce the best return on your investment, is worth giving careful consideration.

The following article breaks down the Top 5 Best Value Home Improvement Projects in the Seattle area, according to the Remodeling 2015 Cost vs. Value Report (www.costvsvalue.com). The full report examines 36 popular projects ranging from lower cost improvements to upscale remodels and home additions. It compares average costs to make the investment by region across the U.S. and the value those projects are expected to yield at resale. More detailed descriptions of each project can also be found in the full report.

Entry Door Replacement (Steel)

Entry Door Replacement (Steel)

Entry Door Replacement (Steel)

We all know how important first impressions can be. Nothing spruces up the look of a home quite like a new front door. Replacing the entry door is a relatively quick and easy job and adds instant curb appeal. For those handy around the home, it might even be a DIY project. Potentially this investment could reduce utility costs and has a potential 124.2% return for a mid-range steel door with new lockset.

Garage Door Replacement

Garage Door Replacement

Garage Door Replacement

Upgrading the garage door has a similar eye popping effect as a new front entry door and is the second leading improvement in terms of value. A mid-range 4-section, un-insulated door on new galvanized steel tracks (reusing existing motorized opener) with a 10 year warranty is expected to bring a 121.3% return. Selecting an upscale high tensile steel door that is insulated, includes windows in the top panel, and has a lifetime warranty yields a slightly lower, yet still significant return of 110.5%.

Stone Veneer Accent

Stone Veneer Accent

Stone Veneer Accent

Keeping with this year’s theme of adding curb appeal, the third project with the highest possible return is adding a stone veneer accent to the front of the home. This relatively modest investment can dramatically change the exterior and potentially increase salability. At a potential 101.2% return, this upgrade has great value. The example in the report includes removing a 300 square foot strip of vinyl siding from the entire bottom third of the front of the home. Replace with a manufactured stone veneer along the full façade, outlining an arched entry. Imagine a street of similarly designed homes and one of them has been upgraded with this classic look. If you were shopping for a home on that street, which one would pop out at you?

Window Replacement (Wood)

Window Replacement (Wood)

Window Replacement (Wood)

Replacing older double-hung windows with insulated wood windows has multiple benefits. The investment is expected to again just about pay for itself at an estimated 99.5% return. As with the first three improvements, this one again increases curb appeal. However, it also comes with the added benefit of outside noise reduction and lower energy costs.

Minor Kitchen Remodel

Minor Kitchen Remodel

Minor Kitchen Remodel

The last but not least home improvement project includes a minor remodel of a 200 square foot kitchen that is currently functional but in need of cosmetic updates. It leaves the cabinet boxes intact but replaces the cabinet fronts with raised-panel wood doors and drawers, including new hardware. Replace laminate countertops, sink, faucet, flooring, wall covering, and paint the trim. Replace wall oven and cook top with new energy-efficient models. Being careful to stay within a modest budget this type of remodel could yield a 97.1% return.

© 2015 Hanley Wood, LLC. Complete data from the Remodeling 2015 Cost vs. Value Report can be downloaded free at www.costvsvalue.com.

Our expertise is matching customers with the most appropriate service professional for their project. Each contractor is licensed, bonded, and insured, has successfully passed a thorough screening process including reference checks and regular credential audits, and continues to meet high standards of workmanship and professionalism.

Everett Home & Garden Show

Come visit us at the Everett Home & Garden Show at Xfinity Arena this weekend, March 6-8. Enjoy a relaxed and comfortable home show atmosphere while learning about new and innovative ideas for all your home improvement needs.

There is plenty of parking (including free parking on Sat & Sun in the Snohomish County Garage on Oakes Street between Wall and Pacific), discounted tickets, free wine tasting, and a variety of public speakers.

Location: Xfinity Arena, Broadway & Hewitt, Everett

Understanding Your Credit Report

Following is another great post by guest blogger and mortgage specialist, Brenda Alfano. If you have ever wondered how your credit score is affected by debt, credit card inquiries, and a variety of other things, read on…

Hello again!

This month I thought I would focus on credit – specifically negative credit and how long it stays on your credit report. It’s kind of a heavy topic (sigh!) but so important in many areas. Mortgage, insurance rates, renting an apartment, etc. My thanks to 360 Credit Consulting for their help with this information. So here we go with some of the most common negative credit items:

Bankruptcies
There are different types of bankruptcy, and each one remains on your report for a different amount of time. Chapter 13 bankruptcies may be removed from your credit report after 7 years. Chapter 7 and 11 bankruptcy can be removed after 10 years.

Tax Liens
Tax liens can stay on your report for different lengths of time depending on the state you live in. If you pay off the lien, it should show up as “paid”. It can be removed entirely after 7 years.

Foreclosures
Foreclosures and short sales will stay on your credit report for 7 years.

Lawsuits and Criminal Convictions
Criminal convictions can stay on your record forever, though there are some less serious items you may be able to have expunged. Lawsuits involving debt typically stay on your report for 7 years, though the length of time may vary by state.

Consumer Debt
This includes unpaid debt on credit cards, department store cards and standard bank loans. These items will generally stay on your credit report for 7 years.

Late Payments
One or two payments that are a couple days late probably won’t show up on your report. But if you have a habit of making late payments or pay a bill more than 30 days late, it will show up on your credit report and stay there for 7 years.

Credit Inquiries
There are two types of credit inquiries: hard pulls, which are initiated by you (you apply for a new credit card, you go to buy a car) and soft pulls, which are not initiated by you (a credit card company wants to send you an unsolicited “prequalified” card). Hard pulls remain on your report for 2 years, while soft pulls only remain on it for 1 year. It should be noted that soft pulls do not affect your credit score.

What Can I Do if Something Outdated is on My Report?
The three major credit reporting agencies are Experian, Transunion and Equifax. These three bureaus automatically track the filing dates for credit items and pull them off as soon as they are “expired”, so to speak. To verify that this happens on schedule, pull your credit report about a month after the negative item should have been removed. If it’s still showing, you’ll want to file a dispute with the reporting bureau. You can do this by visiting the reporting agency’s website. Be very careful about filing disputes if you want to get a new mortgage as it will be required to be removed from your credit which will usually lower your score. Talk to your lending professional. See more at: http://www.360creditconsulting.com/how-long-do-negative-items-stay-on-my-credit-report/#sthash.Vw7wFt57.dpuf

Talk to you next month!

Brenda Alfano
Mortgage Consultant
Absolute Mortgage
MLO# 229897
425-330-2039

Choosing The Right Mortgage Lender

Brenda Alfano, guest blogger and mortgage expert, shares some interesting insight into the mortgage process and things to consider when shopping for a lender.

Happy 2015! Do you have goals for 2015? Is one of them to buy a home or perhaps to refinance a home? Does either of those goals make you want to run screaming the other direction because you have heard horror stories?

Let me be honest here, the mortgage process is not an easy one. However keep in mind, some financial institution is going to lend you thousands of dollars, they want all the bases covered. Yes, I know that was not the system before the housing crisis; it was easy peasey and very little hassle. Now remember where that put the economy. Hmm, yes, they are far more cautious now. We also had a terrorist attack on our country. That caused tremendous changes in many areas as we know, especially the financial arena, which is why we in the lending world have to ask for soooo much documentation. The bad apple syndrome in play.

I recently read an article in which the Consumer Financial Protection Bureau (CFPB) was suggesting that borrowers not get their information about mortgages from a lender but rather from the internet – because lenders may have a vested interest in the mortgage they obtain. I don’t know about you, but I think that idea is pure crazy for 2 reasons.

First, who is putting that information on the internet – perhaps lenders!? Second, how much incorrect or contradicting information have you found when you research something on the internet? I have found plenty and it is very confusing!!

So my suggestion – do talk to a trusted professional or two whose name(s) you have received as a referral from someone you know and trust that may have just bought or refinanced a home. Or perhaps they used that lender several years ago and that lender stays in touch with them to be sure all is still working well with their mortgage. *Caution* Don’t always believe reviews on the internet as they can be manipulated. Talk to people you know.

When you work with a trusted lending professional, you will have more knowledge and less fear so you won’t feel the need to go screaming in the other direction!

It’s a good life!

Brenda Alfano
Mortgage Consultant
Absolute Mortgage
MLO# 229897
425-330-2039

Structural Repairs and Basement & Crawlspace Waterproofing

Structural repair and basement and crawlspace waterproofing services are available for both our residential and commercial customers.

Foundation Repairs

If you have a foundation problem such as cracks in the foundation wall, buckling walls, or sagging floors, we have the right people to help inspect and evaluate the best approach to permanently repair and restore your home’s structure back to its original position. We can help with foundation wall stabilization and straightening, foundation crack repairs, leveling floors, crawl space repair, and installing foundation piers.

Retaining Wall Repairs

Tilting or leaning retaining walls, cracked retaining walls, retaining walls separating from adjacent walls, and crumbling or deteriorating retaining walls are common problems. In many cases the retaining wall can be restored to its original appearance and structural integrity with the use of wall anchors and helical tiebacks. Removing and rebuilding the wall is expensive and often not necessary unless it is showing extensive deterioration.

Concrete Leveling & Lifting

Concrete driveways, patios, walkways, and concrete slabs that are cracked or tilting are often caused by erosion or a weak or shifting soil base. Neglecting to repair these problem areas can result in safety hazards and will only get worse with time. Concrete lifting and leveling uses structural foam injection PolyLEVEL; a unique expanding polyurethane foam. This approach is less destructive than many other products and techniques, and a cost effective and permanent solution compared to removing and replacement.

Basement and Crawl Space Waterproofing

Wet, humid, and musty basements or crawl spaces are all too common in the northwest. Water will find its way through any opening, including foundation walls, floors, and the joints between them. A complete Basement System can solve water damage problems including flooding, mold, and poor air quality.

Please let us know if we can help with any of your structural repairs or waterproofing needs.

Basement & Crawl Space Waterproofing
Crawl Space Support Repairs
Concrete Leveling & Lifting
Drainage Repair
Foundation Repair
Helical Tiebacks
Helical Piles
Hillside Stabilization
Micropiles / Soil Nails
Pin Piling
Push Piers
Slab Piers
Retaining Wall Repair & Stabilization
Structural Engineering
Structural Repairs / Framing / Concrete Seismic Retrofitting