The Seattle Home Show is coming soon, and we are excited to be a part of it! Come join us October 23, 24, & 25, 10-6 pm, in downtown Seattle at CenturyLink Field Event Center. This is the Northwest’s largest consumer home show with hundreds of exhibits including resources for all of your indoor and outdoor remodeling, repair, or maintenance needs. Attendees also will enjoy wine tasting, arts & crafts, and free daily seminars.
Come visit us at the Everett Home & Garden Show at Xfinity Arena this weekend, March 6-8. Enjoy a relaxed and comfortable home show atmosphere while learning about new and innovative ideas for all your home improvement needs.
There is plenty of parking (including free parking on Sat & Sun in the Snohomish County Garage on Oakes Street between Wall and Pacific), discounted tickets, free wine tasting, and a variety of public speakers.
Following is another great post by guest blogger and mortgage specialist, Brenda Alfano. If you have ever wondered how your credit score is affected by debt, credit card inquiries, and a variety of other things, read on…
This month I thought I would focus on credit – specifically negative credit and how long it stays on your credit report. It’s kind of a heavy topic (sigh!) but so important in many areas. Mortgage, insurance rates, renting an apartment, etc. My thanks to 360 Credit Consulting for their help with this information. So here we go with some of the most common negative credit items:
There are different types of bankruptcy, and each one remains on your report for a different amount of time. Chapter 13 bankruptcies may be removed from your credit report after 7 years. Chapter 7 and 11 bankruptcy can be removed after 10 years.
Brenda Alfano, guest blogger and mortgage expert, shares some interesting insight into the mortgage process and things to consider when shopping for a lender.
Happy 2015! Do you have goals for 2015? Is one of them to buy a home or perhaps to refinance a home? Does either of those goals make you want to run screaming the other direction because you have heard horror stories?
Let me be honest here, the mortgage process is not an easy one. However keep in mind, some financial institution is going to lend you thousands of dollars, they want all the bases covered. Yes, I know that was not the system before the housing crisis; it was easy peasey and very little hassle. Now remember where that put the economy. Hmm, yes, they are far more cautious now. We also had a terrorist attack on our country. That caused tremendous changes in many areas as we know, especially the financial arena, which is why we in the lending world have to ask for soooo much documentation. The bad apple syndrome in play.
Structural repair and basement and crawlspace waterproofing services are available for both our residential and commercial customers.
If you have a foundation problem such as cracks in the foundation wall, buckling walls, or sagging floors, we have the right people to help inspect and evaluate the best approach to permanently repair and restore your home’s structure back to its original position. We can help with foundation wall stabilization and straightening, foundation crack repairs, leveling floors, crawl space repair, and installing foundation piers.
Brenda Alfano, guest blogger and mortgage expert, shares some interesting scenarios regarding mortgage interest rates and home values, and how it could affect home sellers and buyers.
Hello from Brenda Alfano, Mortgage Consultant!
Last month I gave you some industry news of the moment. Hope that might have interested some of you.
The news lately is that rates are staying steady but they are expected to start going up slightly next year as the Federal Reserve recently mentioned. What does this mean to the home buyer?
This Thanksgiving eve I wanted to take a moment to reflect and say how grateful I am for each and every one of you. We are very blessed to have such terrific customers, home service professionals, and an amazing support team of friends, family and talented entrepreneurs and local businesses. Each of you are so appreciated, I know we couldn’t do it without you.
I hope you all have a wonderful Thanksgiving!
If you are considering purchasing, selling, or re-financing a home, having some knowledge about mortgage interest rates and home value trends is important. Guest blogger and mortgage expert, Brenda Alfano, shares some interesting facts.
Brenda Alfano here, bringing you Mortgage news and info for November. I thought this month I would share what is going on in the Mortgage and Real Estate world. Here is a brief synopsis:
If you’re in the market to purchase a home with less than 20% down, following is some very useful information. Brenda Alfano of Absolute Mortgage does a great job of sharing her wealth of knowledge in layman’s terms.
Wow, is it October already?!? So last month I mentioned that I would talk about Purchase 1st Mortgage options that do not require a 20% down payment – so here they are:
A Fannie Mae or Freddie Mac Conventional 30 year fixed mortgage requires as little as 5% down payment, a bit easier to come up with than 20% down, don’t you think?
Congratulations Anna R. of Lynnwood! Anna won the toolkit we were giving away at the Everett Home Show last weekend. She guessed 288 packing peanuts, and the actual number was 287! Way to go Anna!!