Washington State requires businesses in the construction trades to be registered as contractors, which includes being bonded and insured. These requirements help inform and protect consumers from fraud, damages, and liability. Simply put, hiring a contractor who does not meet this criteria puts consumers at significant risk. Skimping on credentials to get a job done cheaply or not verifying a contractor’s legitimacy is risky business, often costing consumers thousands of dollars.
Hiring a contractor who is not licensed or insured is definitely not a good way to cut costs on your next home improvement project. The recent article Are Your Pros Insured, by This Old House brings up some very good points, including examining your own homeowner’s insurance policy. For more information on WA State contractor’s license, bond, and insurance requirements please refer to Contractor Hotline’s archived e-newsletter – Licensed, Bonded & Insured – What Does That Really Mean?